Resources

Use Cases

Our real-life use cases show how bizAPIs can help meet your specific business needs

Use cases are a powerful tool in the field of requirements engineering and software development. They help in understanding how a system or software application will be used by its intended users or stakeholders. Use cases provide a detailed description of interactions between users and the system, highlighting the specific goals or tasks that need to be accomplished.

Government Payment & Reference Identification

Integrate pending state payment alerts and payment references directly into banking applications and ERPs.

Fleet Insurance Verification & Lead Generation

Monitor insurance compliance for leased assets and identify high-value renewal opportunities for the insurance sector.

Mortgage & Real Estate Data Automation

Streamline mortgage processing and real estate transactions by automating the retrieval of mandatory property documentation.

Sole Trader & Freelancer Status Validation

Sole Trader & Freelancer Status Validation Context Automate the onboarding of Sole Traders (ENI) and freelancers by verifying their professional

Public Debt Monitoring for Risk Analysis

Mitigate credit risk by performing real-time checks on outstanding liabilities to Tax Authorities (AT) and Social Security (SS).

AML Compliance & Brand-to-Legal Entity Mapping

Enhance Anti-Money Laundering (AML) checks and reduce failed transfers by reconciling commercial brand names with legal corporate identities.

Automated Tax & Credit Document Extraction

Accelerate credit decisioning by automating the extraction of critical financial data from official government and banking documents.

Multi-Source Identity Validation

Don't let incomplete data stop your onboarding. Verify Legal Identities via NIF, IBAN, or Phone — instantly.

Consumer Identity Verification for CRC Consultation

Secure consumer authentication for online credit requests

Fiscal ID validation and Registered Name

Client with corporate credit process for new clients

Corporate Scoring & Risk – IES service

Client with corporate credit process for new clients need data for the KYC, Scoring and Risk process analysis.

RCBE

Banco de Portugal emitted a directive to enforce financial institutions to validate the ultimate beneficiaries of any company opening an account.

KYC Process

Client is a buy-now-pay-later multi-national operation not registered as a financial service provider in Portugal and with a digital KYC process .

Fraud Prevention in Consumer Credit

Client is a consumer credit Portuguese bank with a digital onboarding process and needing to access customer data in a secure, rapid and reliable way.

Corporate Signing Authority

The client is a prominent Portuguese bank with a digital onboarding process for SMEs, including validation of signing powers.