Proprietary Risk Scoring & APIs
Delivering Company Credit Ratings and custom Probability of Default models.
What is the Service?
This service is the culmination of our data enrichment strategy. It takes all sourced data (SBFE, public records, proprietary insights, and macro-level signals) and aggregates them into a single, comprehensive metric, fulfilling the requirement for **Company Credit Ratings** and internal risk scores.
What does the Service provide?
- Internal Risk Scores: Our custom-built metrics blending legal, lending, and behavioral data.
- Probability of Default (PD): Modeled likelihood of failure at the company or account level.
- Official Agency Ratings: Availability of official ratings from third-party agencies (integrated via licensing).
- Industry / sector-level distress signals: Contextual risk based on local market and industry economic trends.
Why use bizAPIs?
By providing the final, synthesized risk score and PD, the service allows financial institutions to seamlessly plug data into their decision engines. This simplifies complex data integration and ensures risk decisions are based on the broadest possible data set.
Please contact us for more information.