Mortgage & Real Estate Data Automation

Context

Streamline mortgage processing and real estate transactions by automating the retrieval of mandatory property documentation.

Challenge

Mortgage approval requires a suite of documents, including Energy Certificates, Land Registry records (Caderneta Predial), and Permanent Certificates. Gathering these manually from various portals delays the “time-to-yes” for lenders and agencies.

Solution

bizAPIs centralizes access to real estate data through a unified API. Lenders can automatically retrieve:

  • Energy Certification: Validation of energy ratings required for “Green Mortgages.”
  • Caderneta Predial: Technical property specifications and tax status.
  • Permanent Certificate: Current ownership and lien information.


Key Benefits

  • Compressed Timelines: Reduce mortgage approval cycles from weeks to days.
  • Data Integrity: Fetch data directly from official registries to ensure authenticity.
  • Process Automation: Auto-populate loan applications with official property data.

Ready to move from data lookup to Identity Orchestration?

Implement bizAPIs Smart ID in your onboarding flow today.

Contact Us