Mortgage & Real Estate Data Automation

Context

Streamline mortgage processing and real estate transactions by automating the retrieval of mandatory property documentation.

Challenge

Mortgage approval requires a suite of documents, including Energy Certificates, Land Registry records (Caderneta Predial), and Permanent Certificates. Gathering these manually from various portals delays the "time-to-yes" for lenders and agencies.

Solution

bizAPIs centralizes access to real estate data through a unified API. Lenders can automatically retrieve:

• Energy Certification: Validation of energy ratings required for "Green Mortgages."
• Caderneta Predial: Technical property specifications and tax status.
• Permanent Certificate: Current ownership and lien information.

Key Benefits

• Compressed Timelines: Reduce mortgage approval cycles from weeks to days.
• Data Integrity: Fetch data directly from official registries to ensure authenticity.
• Process Automation: Auto-populate loan applications with official property data.

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