
Process Automation APIs
Do you spend time on manual processes that, are rife with errors and increase costs?
With BizAPIs, receive the information you can trust, structured and actionable, directly into your systems automatically!
Integration Partners
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Accelerate your projects
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Exceed your customers' expectations
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Access a new source of recurring income (% on BizAPIs license)
Information from all of your bank accounts centralized and updated
Account Info
Promotion
- Software Offer: ZERO Cost
- Savings of up to 80% On Administrative Tasks for Online Banking Consultations
- Automatic Extraction & Aggregation of Credits/Debits and Balances of Your Accounts/Banks
Checking Account Movements + Demand Deposits + Loans + Factoring + Pledged Current Account + Savings Account + Prepaid Cards + Time Deposits




Challenge - Automation and Robotization of Financial Processes
Examples of business processes:
- Credit applications
- Digital onboarding
- Risk analysis
- Know Your Customer / Know Your Business (KYC/KYB)
- Anti Money Laundering (AML)
- Money Laundering Prevention (MLP)
- Combating the Financing of Terrorism (CFT)
These example processes, currently have information either requested from customers, requiring multiple interactions and compromising the user experience (UX), or obtained through manual effort which usually requires validation and registration (copy & paste) into internal systems.
Due to manual action and a lack of available information, risk/benefit decisions are often made by sampling, instead of being able to apply rules in detail to all cases.
Banks and other institutions undergoing increased automation and digital transformation need structured, actionable, detailed information, validated and quickly available in order to optimize their operations and services to customers!
Solution - actionable information available in seconds
BizAPIs is a software as a service (SaaS) that offers aggregated information from multiple sources (MJ, IRN, AT, SS, BdP, etc.) in seconds via API.
BizAPIs thus allows you to directly integrate information into procedural flows, without the need for validation or manual interventions and with the guarantee of a reliable source of data that has not been tampered with.
Automation allows you to apply automatic validation and business rules to 100% of your processes!
Gain speed, security and optimized user experiences (internal or external).
Benefits
With the automation of processes that BizAPIs empowers, your customers benefit from:
- Better user experience with your services
- Reduction of steps and simplification of processes
- Faster responses
- Less need for documents/information sharing
- Decreased dropouts
With BizAPIs your institution will be able to:
- Reduce cost per process
- Increase quality (decreasing manual failures/errors)
- Decrease fraud
- Increase internal employee satisfaction
- Decrease drop-offs

Available services
Permanent Certificate of Commercial Registry
Input: certificate code
Return: Data + Proof PDF
Model 3 IRS
Input: NIF + Validation Code
Return: PDF Document
Proof of address
Input: NIF Validation Code
Return: PDF Document
Model 3 IRS with data
Input: NIF Access Code
Return: Data + PDF Document
Proof of address with data
Input: NIF Access Code
Return: Data + PDF Document
Personal data + Household
Input: NIF Access Code
Return: Data + PDF Document
IRS Settlement Note
Input: User/Pwd
Return: NIF; date + document
Proof of address
Input: User/Pwd
Return: Address + PDF document
Declaration of non-debt to Finance
Input: Validation Code
Return: Address + PDF Document
NIB/IBAN proof
Input: User/Pwd
Return: Data + PDF Document
Income receipt
Input: User/Pwd
Return: Data + PDF Document
Lease Agreements
Input: User/Pwd
Return: Information regarding lease contracts (by landlord number) and lease contracts (by tenant number), present on the finance website
IES - Simplified Business Information
Input: NIF Year of execution
Return: Data (Annex A, Annex R) + Proof PDF
IRC declaration
Input: NIF Validation Code
Return: PDF Document
Auto Insurance
Input: Enrollment
Return: Insurer Policy Date
CRC - Credit Liability
Input: NIF AT Code
Return: Data + Proof PDF
RCBE - Central Registration of Effective Beneficiary
Input: CMD NIF
Return: Data + Proof PDF
Professional situation
Input: NISS Access code
Return: Data
Household
Input: NISS Access Code or NIF Access Code
Return: Data
Permanent car certificate
Input: Access code
Return: PDF document
Wedding certificate
Input: Access code
Return: PDF document
Death certificate
Input: Access code
Return: PDF document
Powers of attorney
Input: Power of Attorney Code
Return: Data (TIN Holder; NIF Attorney; Document date)
Direct Social Security - Income
Input: User/Pwd
Return: Data
AT - Urban Building Booklet
Input: User/Pwd
Return: Data + PDF Document
ADENE - Property Energy Certificate
Input: Filter by: Address, District, Council, Matrix Article and, if horizontal property, Fraction. The Matrix Article is unique per District and Council; without these, it returns multiple records.
Return: Data
IMT Payment Proof
Input: User/Pwd
Return: Data + PDF Document
Proof of Payment Stamp Tax
Input: User/Pwd
Return: Data + PDF Document
AT - List of Debtors
Input: NIF
Return: Data
SS - List of Debtors
Input: NIF
Return: Data
Citius - Executions
Input: NIF
Return: Data
Name by NIF/NIPC
Input: NIF/NIPC
Return: Name
Phone Number Analysis
Input: Phone Number (with or without country code)
Return: City, Country, Mobile Carrier, Syntax Check, Type
International Postal Validation
Input: Language, Country, [Parameters; Arguments]
Return: Address Found unambiguously, address list created, no address determined; [Multiple fields].
Geocoding Service
Input: Services (Coordinates / Microm / KGSS); Language; Country; Arguments
Return: Arguments (depend on service)
Email Validation
Input: email
Return: Syntax, Domain & Mailbox check
IBAN Validation
Input: IBAN
Return: Passes validation or not
New services available in less than 24 hours!
BizAPIs collects information from all online sources, thus providing an interoperability mechanism between institutions.
In case the information is only available after authentication/authorization, the BizAPIs service can authenticate and then process multiple requests in batches, freeing your team from manual work.
Examples of information sources:
- Institute of Registries and Notaries, IP (IRN)
- Social Security Institute, IP (ISS)
- Tax and Customs Authority (AT)
- Ministry of Justice (MJ)
- Bank of Portugal (BdP)
- Agency for Administrative Modernization, IP (AMA, iAP platform)
- Electronic Republic Gazette (DRE)
- National Press – Mint (INCM)
- Central Registry of Beneficial Owners (RCBE)
- Parliament
- Financial entities
- Town hall
- Armed Forces, Portuguese Navy, etc.
- Insurance and Pension Funds Supervisory Authority (ASF)
- Other entities with an online presence and information (ePortugal.gov.pt, civilonline.mj.pt, etc.)
From these sources, information can be obtained from both individuals and companies:
- IRS
- IRC
- Permanent Certificate of Commercial Registration (CPRC) / Certificates of Commercial Registration (CRC)
- Personal data (dates of birth; nationality; type, number, expiration date and issuing entity of the identification document; Tax Identification Number (NIF); profession and employer; place of birth; etc.)
- Tax data (name; object; address of registered office; Corporate Person Identification Number (NIPC); the identity of holders of shareholdings in the capital and holders of the management body/seniors; country of incorporation; Economic Activity Classification code (CAE), Final Effective Beneficiary (BEF); etc.)
- Financial data from Simplified Business Information (IES)
- Salary
- Credit Responsibility Center (CRC)
- Proof of address (full address of permanent residence and/or tax domicile)
- Proof of non-debt
- Income
- Corporate acts
- PSD2 data (openbanking)
- Insurance company, start/end dates, policy
- etc..
In addition to information query services, BizAPIs also has the capability of transactional services available , for those automated processes that need to submit or send data to portals/extranets external to the institution!
Who we are
BizAPIs is a product of Infosistema, a technological innovation company with more than 25 years of experience focused on solutions for the financial market (Banks and Insurance Companies).
BizAPIs was created to accelerate and enhance automation projects where, there is a need to obtain data from sources external to the organization, in a structured, fast, reliable and automated way.
With BizAPIs, data from sources such as: Banks, Tax Authorities, Social Security, the Ministry of Justice, the Bank of Portugal, Finance, etc. are made available via API in seconds, allowing companies to optimize and automate processes.